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Mobile Payments System

More about the project

The Margento System is a highly innovative & patented mobile transaction processing system that natively supports mobile transactions services. It was created with an emphasis on practicality and simplicity with the objective of creating a mobile transaction technology that can be used for multiple useful services in the easiest, most secure and cost-effective manner.

Without any phone upgrades, Margento instantly turns any mobile phone into easy-to-use payment and transaction instrument. Using the voice channel of customer’s mobile phone, Margento ensures online, highly secure and cost-effective wireless transmission of the transaction messages from a point of sale to the Margento Processing Center for further approval of payments and other transactions. The Margento System provides everybody to use their mobile phones to pay for products and services at various manned or unmanned points of sale, driving customer experience with convenient, reliable and secure payment option.

During the few years of collaboration with Margento, we have worked on:

• Completely designed and implemented the Fraud Detection Engine for the Margento System. This engine provides security measures that protect customers and merchants from misuses of the system (e.g. in the case of stolen mobile phones or mobile terminals). The Fraud Detection Engine is able to detect any abnormal usage of the system in real time and provides means to notify authorized personnel and users of such cases, or to automatically take actions in order to prevent the misuse.
• Performed the overall integration of the Margento System with the system T-Mobile Macedonia system.
• Implemented a version of the transaction protocol that is used for communication between the modules in the Margetno System.
• Implemented various modules for integration with other third party systems.
• Implemented system applications for internal use in Margento.
• Implemented solution for online payment that is integrated to the rest of the system for mobile payment.

Technologies used

• C/C++
• C#
• Visual Basic
• Web applications in ASP .NET, MVC 2, MVC 3
• Windows forms applications
• .Net 2, 3, 3.5, 4
• SQL Server 2000, 2005, 2008
• SQLite